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You now are the proud owner of a health insurance policy through your place of employment, but you have no clue what anything in it means. You start reviewing the policy and it gets more confusing as each word is read. A universal health care must meet certain requirements to work well in the United States. We must include the entire population, which would include men, women, children, and immigrants. No one should be without it.Are you a travel freak? Do you travel frequently overseas? Do you plan trips and holidays with your family year after year? In case, your answer is in a 'yes' in most cases mentioned above, you should consider a travel health insurance policy. :)